brownie.

About Brownie

We're building the future of rewards optimization. Learn about our mission, how we work, and what drives us to help people get the most from their points and miles.

Our Mission

We believe everyone should be able to travel more and pay less. Our mission is to democratize rewards optimization by making it simple, accessible, and profitable for everyday consumers to maximize their points and miles.

What Brownie Does

  • Optimize earning: route each purchase to the best card (and catch rotating/targeted offers).
  • Unify rewards: connect credit cards and loyalty programs for a live portfolio view.
  • Plan goals: set a trip (e.g., SFO→CDG in May), and we estimate points needed and timelines.
  • Redeem smart: compare fixed-value vs partner transfers and highlight real-world cents-per-point.

Who it's for

  • Beginners who want a simple, safe way to start.
  • Busy travelers who value automation over micromanaging.
  • Optimizers who want clear data and less noise.

How Brownie Works

1) Link

Connect your credit cards and loyalty programs securely to get a unified view of your rewards portfolio.

2) Optimize

Our platform analyzes your spending patterns and recommends the best cards for each purchase category.

3) Redeem

Get personalized recommendations for maximizing value when redeeming your points and miles.

Our Principles

  • Goal‑first: earning is only "best" if it serves your trip or your overall goals.
  • Clarity over hype: no confusing jargon, no one‑size‑fits‑all picks.
  • Safety first: pay in full; we never encourage debt to chase rewards.
  • Privacy by default: your data is encrypted in transit and at rest.

Trust, Privacy, & Security

We use vetted aggregators for bank and loyalty connections. Authentication is handled by those partners; Brownie never stores your credentials. Data is encrypted at rest and in transit. You control what you share and can disconnect at any time.

For details, see our Privacy Policy and Terms of Service.

FAQs

Do I need a lot of credit cards to benefit?

Not at all! You can start with just one or two cards and see immediate benefits from optimized spending. Brownie helps you maximize what you already have before suggesting new cards.

How does Brownie recommend which cards to open and use?

We analyze your spending patterns, travel goals, and current portfolio to suggest cards that align with your specific needs. No generic recommendations—everything is personalized to your situation.

Is my data safe?

Yes. We use bank-level encryption, vetted third-party aggregators for connections, and never store your login credentials. Your data is encrypted both in transit and at rest.

Does Brownie sell my personal information?

Never. We do not sell, rent, or share your personal information with third parties for marketing purposes. Your privacy is fundamental to our service.